Benefit Cap

The benefit cap is a limit on the total amount of benefit you can get. It applies to most people aged 16 or over who have not reached State Pension age.

There’s a limit on the total amount of benefit that most people aged 16 to 64 can get. This is called the Benefit Cap. How much you get for certain benefits may go down to make sure the total you get isn’t more than the cap amount.

  • How much is the benefit cap?
    • £384.62 per week (£20,000 a year) if you are a lone parent or in a couple (with or without children)
    • £257.69 per week (£13,400 a year) if you are single and you don’t have children, or your children don’t live with you
  • How is the benefit cap calculated?

    The cap applies to the total amount that you, your partner and any children living with you, get from the following benefits:
    • Bereavement Allowance
    • Child Benefit
    • Child Tax Credit
    • Employment and Support Allowance (unless you get the ‘support’ component)
    • Housing Benefit
    • Incapacity Benefit
    • Income Support
    • Jobseeker’s Allowance
    • Maternity Allowance
    • Severe Disablement Allowance
    • Widowed Parent’s Allowance
    • Universal Credit (unless you’ve had a work capability assessment and aren’t fit for work)

  • Who is not affected by the benefit cap?

    You’re not affected by the cap if anyone in your household qualifies for Working Tax Credit or gets any of the following benefits:

    • Armed Forces Compensation Scheme
    • Armed Forces Independence Payment
    • Attendance Allowance
    • Carer's Allowance
    • Disability Living Allowance
    • Employment and Support Allowance (with support component)
    • Guardian's Allowance
    • Industrial Injuries Benefits
    • Personal Independence Payment
    • Universal Credit payment for ‘limited capability for work and work-related activity’
    • War pensions, War Widow’s or War Widower’s Pension